Builders Risk Insurance

Peace of Mind is Included with Every Beaver Homes & Cottages Material Package

Building a new home or cottage can be an exciting and rewarding experience. Your partners at Home Hardware Building Centre, through the Beaver Homes & Cottages Package Program have taken great strides to ensure your building project is successful. That means providing a guaranteed building material program that is second to none, industry wide. It also means protecting the investment you and your family are making toward your new home or cottage.

Everyone wants a successful and for the most part, uneventful building project. No delays, no cost overruns and definitely no surprises. From time to time however, during the course of construction, events may occur that are beyond your control.

At Home Hardware Building Centre we want to ensure that you, your family and your investment are protected throughout the building of your new home or cottage. The protection comes in the form of Builders Risk Insurance Policy included in your Beaver Homes & Cottages Material Package.* A builders risk policy covers your home during the course of construction.


Institutional and even private lenders will not finance an uninsured building project.

Most suppliers will require verification of insurance before delivering material to your jobsite.

The owner of the property may be held ultimately responsible for anything that happens on the property.

Home Hardware Stores Limited has exclusive access to a Builders Risk Insurance Program administered by our Insurance Partner, Programmed Insurance Brokers Inc. (PIB). They are able to insure all Beaver Home & Cottages Material Packages purchased in Canada.

*    Valid with a signed and accepted agreement to purchase on any Beaver Homes & Cottages Material package. Completed construction values will be considered on an individual basis. Private residential coverage only, no commercial buildings. Construction site must be in Canada. Contact your Beaver Homes & Cottages Design Consultant for more details. Subject to program eligibility.